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Download Tanishq Golden Harvest App and Join the Golden Harvest Scheme for Easy Savings and Payments


Download Tanishq Golden Harvest App: A Smart Way to Buy Gold Online in India




Gold is one of the most precious and sought-after metals in India. It is not only a symbol of wealth and prosperity, but also a form of investment and saving. However, buying gold can be a daunting task, especially in the current scenario of rising prices, fluctuating rates, and limited availability. That's why many people are opting for online gold purchase, which offers convenience, transparency, and security. But how do you choose the best online gold platform in India? And what are the benefits of using Tanishq Golden Harvest App, one of the leading online gold apps in the country? In this article, we will answer these questions and more.


What is Tanishq Golden Harvest App?




Tanishq Golden Harvest App is a mobile application that allows you to buy 24 karat pure gold online with the trust of Tata and powered by SafeGold. You can start with as low as Rs. 100 and accumulate gold over time. You can also exchange your digital gold for physical gold at any point on Tanishq.co.in or across 350+ Tanishq stores pan-India. The app also provides you with daily gold rate updates, exclusive access to Mia by Tanishq products, reminder notifications for your Golden Harvest Scheme, and more.




download tanishq golden harvest app


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Features and benefits of the app




Some of the features and benefits of using Tanishq Golden Harvest App are:


  • Safety guaranteed: Unlike physical gold, your digital gold is stored safely with SafeGold, a company that is regulated by the Bureau of Indian Standards (BIS) and insured by MMTC-PAMP. You don't have to worry about theft or locker fees.



  • Sell anytime from home: You can sell your digital gold anytime without going anywhere and receive money directly in your account.



  • Convert to physical gold: You can convert your digital gold to physical gold anytime in the form of jewellery on the website or at any Tanishq store. You can also avail discounts on making charges and other benefits.



  • Buy as low as Rs. 100: You don't need a large sum of money to buy gold online. You can start with as low as Rs. 100 or any greater multiples of Rs. 1000.



  • Digital Gold: You can buy or sell Tanishq Digital Gold anytime or exchange it for jewellery at any Tanishq outlet.



  • Daily Gold Rate Tickr: You can get the daily price of 18 Karat, 22 Karat and 24 Karat gold on the app.



How to download and use the app




To download and use Tanishq Golden Harvest App, you need to follow these simple steps:


  • Login or register with Tanishq. Complete your account setup with eKYC.



  • Enter your amount in rupees or gold in grams to buy.



  • Choose your payment method. You can pay with your bank account, card, or wallet.



  • Receive your digital gold in your account. You can view your balance, transactions, and redemption options on the app.



Why buy gold online in India?




Buying gold online in India has many advantages over buying it from traditional sources such as jewellers, banks, or post offices. Some of these advantages are:


Advantages of online gold purchase




  • Convenience: You can buy gold online anytime and anywhere with just a few clicks. You don't have to visit any physical store, wait in queues, or deal with salespeople.



  • Transparency: You can get the latest and accurate price of gold per gram, the purity of gold, and the charges involved in buying gold online. You can also compare different online gold platforms and choose the best one for you.



  • Security: You can buy gold online with confidence as your digital gold is backed by physical gold of the highest quality and purity. Your digital gold is stored securely in a vault and insured by a reputed company. You can also sell or redeem your digital gold anytime without any hassle.



  • Flexibility: You can buy gold online in any amount and frequency as per your budget and convenience. You can also choose from different payment options and redemption modes. You can also buy gold for yourself or gift it to someone else.



Challenges and risks of online gold purchase




Buying gold online in India also comes with some challenges and risks that you need to be aware of. Some of these are:


  • Lack of awareness: Many people are still unaware of the concept and benefits of online gold purchase. They may have doubts or misconceptions about the quality, safety, and legality of online gold. They may also be reluctant to trust a digital platform over a physical one.



  • Lack of regulation: There is no clear and uniform regulation or standard for online gold purchase in India. Different online gold platforms may have different terms and conditions, policies, and practices regarding the quality, purity, storage, insurance, delivery, and taxation of online gold. You need to read and understand these carefully before buying gold online.



  • Lack of physical touch: Buying gold online means that you cannot see, touch, or feel the physical gold before buying it. You have to rely on the information and images provided by the online platform. You may also miss out on the experience and joy of buying gold from a jeweller.



How to choose the best online gold platform in India?




With so many online gold platforms available in India, how do you choose the best one for you? Here are some factors that you need to consider before buying gold online:


Factors to consider before buying gold online




  • Reputation and credibility: You need to check the reputation and credibility of the online platform that you are buying gold from. You can look for reviews, ratings, testimonials, awards, certifications, accreditations, and affiliations of the platform. You can also check if the platform is associated with any reputed brand or company.



  • Quality and purity: You need to check the quality and purity of the gold that you are buying online. You can look for the hallmarking or certification of the gold by a recognized authority such as BIS or MMTC-PAMP. You can also check if the platform offers 24 karat pure gold or lower karatage.



  • Storage and insurance: You need to check how and where your digital gold is stored and insured. You can look for the details of the vault provider, the security measures, the insurance coverage, and the audit process of the platform. You can also check if you have full ownership and access to your digital gold.



  • Delivery and redemption: You need to check how and when you can sell or redeem your digital gold. You can look for the options, charges, terms, and conditions of selling or redeeming your digital gold on the platform. You can also check if you can convert your digital gold to physical gold in the form of jewellery or coins.



  • Pricing and charges: You need to check how much you are paying for buying gold online. You can look for the price per gram, the GST rate, the making charges, the delivery charges, the storage charges, and any other hidden charges of the platform. You can also compare the prices of different platforms and look for discounts or offers.



Comparison of different online gold platforms




To help you choose the best online gold platform in India, we have compared some of the popular ones based on some key parameters:



Online Gold PlatformQuality/PurityStorage/InsuranceDelivery/RedemptionPricing/Charges


Tanishq Golden Harvest App24 karat pure gold certified by BISStored securely with SafeGold insured by MMTC-PAMPSell anytime from home or convert to physical jewellery at Tanishq storesNo storage charges; making charges as applicable; GST at 3%


Paytm Gold24 karat pure gold certified by MMTC-PAMPStored securely with MMTC-PAMP insured by Brinks Sell anytime from home or convert to physical coins or jewellery at partner storesNo storage charges; making charges as applicable; GST at 3%


PhonePe Gold24 karat pure gold certified by MMTC-PAMP or SafeGoldStored securely with MMTC-PAMP or SafeGold insured by Brinks or MMTC-PAMPSell anytime from home or convert to physical coins at partner storesNo storage charges; making charges as applicable; GST at 3%


Google Pay Gold24 karat pure gold certified by MMTC-PAMPStored securely with MMTC-PAMP insured by BrinksSell anytime from home or convert to physical coins at partner storesNo storage charges; making charges as applicable; GST at 3%


Amazon Pay Gold Vault24 karat pure gold certified by SafeGoldStored securely with SafeGold insured by MMTC-PAMPSell anytime from home or convert to physical coins at partner storesNo storage charges; making charges as applicable; GST at 3%


Conclusion




Buying gold online in India is a smart and convenient way to invest in the yellow metal. However, you need to be careful and informed before choosing an online gold platform. Tanishq Golden Harvest App is one of the best online gold apps in India that offers you 24 karat pure gold, safe and secure storage, easy and flexible redemption, and transparent and competitive pricing. You can download the app from the Google Play Store or the Apple App Store and start buying gold online with the trust of Tata and powered by SafeGold.


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